Terms of Use

1. Acceptance of these terms

These Terms of Use form an agreement between you and HT Processing Inc. (“HT Processing,” “we,” “us,” or “our”). By accessing or using htprocess.com, you agree to these terms and acknowledge our Privacy Policy. If you do not agree, do not use the website.

You must be legally able to enter into this agreement. If you use the site for an organization, you represent that you are authorized to act for that organization.

2. Website information and our services

The website provides general information about cross-border payments, e-commerce support, marketing, and related services. Website content is not legal, tax, investment, compliance, or financial advice, and it is not a guarantee that any payment method, provider, market, campaign, or result will be available or suitable for you.

References to payment brands, platforms, markets, customers, or case studies are for informational purposes. Third-party names and marks belong to their respective owners. Unless expressly stated, reference to a third party does not imply sponsorship or endorsement.

Any services we provide—including payment enablement, merchant onboarding, e-commerce operations, or marketing work—are subject to eligibility review, provider availability, applicable law, and a separate written agreement. If a separate agreement conflicts with these website terms, the separate agreement controls for those services.

3. Acceptable use

You may use the website only for lawful purposes. You may not:

• interfere with the site, its infrastructure, or another person’s use of it;
• attempt to gain unauthorized access to systems, accounts, or data;
• introduce malware, harmful code, or automated traffic that unreasonably burdens the site;
• use the site to violate law or the rights of others;
• misrepresent your identity or affiliation; or
• copy, scrape, reproduce, or exploit substantial portions of the site except as permitted by law or with our written permission.

We may restrict or terminate access when we reasonably believe these terms have been violated or access presents a legal, operational, or security risk.

4. Intellectual property

The website and its original content, design, text, graphics, code, and HT Processing branding are owned by or licensed to HT Processing and are protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable right to access the website for your internal informational use.

5. Third-party services and links

The site may link to or embed services operated by third parties, including YouTube video players. We do not control those services and are not responsible for their availability, security, content, or practices. Your use of a third-party service is governed by that provider’s own terms and privacy notice.

6. Disclaimers

To the fullest extent permitted by law, the website is provided “as is” and “as available.” HT Processing disclaims all warranties, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, title, non-infringement, availability, and security. We do not warrant that the site will be uninterrupted or error-free, or that information will always be current or complete.

Some jurisdictions do not allow certain warranty exclusions, so some exclusions may not apply to you.

7. Limitation of liability

To the fullest extent permitted by law, HT Processing and its affiliates, officers, directors, employees, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunity, arising from or related to the website.

To the fullest extent permitted by law, our total liability arising from or related to the website will not exceed the greater of one hundred U.S. dollars (US $100) or the amount you paid us, if any, specifically for access to the website during the twelve months before the event giving rise to the claim.

These limitations do not exclude liability that cannot lawfully be limited or excluded.

8. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless HT Processing and its affiliates, officers, directors, employees, and agents from claims, losses, liabilities, and reasonable costs arising from your unlawful misuse of the website or material violation of these terms.

9. Changes and availability

We may update the site and these terms from time to time. Updated terms will be posted on this page with a revised “Updated” date. Your continued use of the site after an update means you accept the revised terms. We may modify, suspend, or discontinue all or part of the site at any time.

10. Governing law and disputes

These terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Subject to applicable law, any dispute arising from these terms or the website must be brought exclusively in the state or federal courts located in New York County, New York, and each party consents to those courts’ personal jurisdiction.

11. General terms

If any provision is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these terms without our written consent; we may assign them in connection with a reorganization, merger, sale, or transfer of our business. These terms, together with the Privacy Policy, are the entire agreement concerning use of this website.

12. Contact us